Wave Money is one of Australia’s leading non-bank lenders delivering residential mortgage solutions to an increasing pool of borrowers whose needs are not being met by many bank and non-bank lenders.
Founded by a group of highly regarded and experienced mortgage and finance industry experts, our deep industry experience, capability, and knowledge enable us to deliver valuable service and positive outcomes for our broker partners and their clients.
We understand that Mortgage Brokers need to have a close working relationship with their lender partners to get their client’s needs met and that all borrower’s loan requirements, credit history, and employment situations are different.
Importantly we feel that at any stage in the lending process, a broker must be able to pick up the telephone and have a conversation with a Wave Money team member in relation to their client’s needs.
- Owner Occupiers
- Property Investors
- Self Employed
- Low Credit Scores
- Cash Out Requirements
- Debt Consolidation Requirements
- Larger Loan Amounts
- LVRs to 85% without LMI
Founded by highly regarded industry experts
The team behind Wave Money includes highly experienced and well-known executives in the residential mortgage industry.
John Flavell, Founder and Managing Director
John is the Managing Director and Founder of Wave Money and brings more than 25 years’ experience in executive leadership and financial services.
Before founding Wave Money, John held various senior executive roles in the financial services and residential mortgage industry including CEO Mortgage Choice, Executive General Manager Wealth Advice NAB, General Manager NAB Broker, National Manager Franchise and Retail at Aussie Home Loans and State Manager (VIC) at RAMS.
Andrew Chick, Co-Founder and Treasurer
Andrew is the Co-Founder and Treasurer of Wave Money. He was formerly the CEO of The Royal Bank of Scotland (RBS), Australia and New Zealand having worked for the bank for 20 years in New York, London, and Sydney.
He has extensive experience in structured finance and the global debt capital markets, including the Australian RMBS sector.
Andrew is also a Councillor with the Australian British Chamber of Commerce and holds various board positions in the financial services and e-commerce sectors.