About Us

Wave Money is one of Australia’s leading non-bank lenders delivering residential mortgage solutions to an increasing pool of borrowers whose needs are not being met by many bank and non-bank lenders.

Founded by a group of highly regarded and experienced mortgage and finance industry experts, our deep industry experience, capability, and knowledge enable us to deliver valuable service and positive outcomes for our broker partners and their clients.

We understand that Mortgage Brokers need to have a close working relationship with their lender partners to get their client’s needs met and that all borrower’s loan requirements, credit history, and employment situations are different.

Importantly we feel that at any stage in the lending process, a broker must be able to pick up the telephone and have a conversation with a Wave Money team member in relation to their client’s needs.

 

  • Owner Occupiers
  • Property Investors
  • Self Employed
  • Low Credit Scores
  • Cash Out Requirements
  • Debt Consolidation Requirements
  • Refinancing
  • Larger Loan Amounts
  • LVRs to 85% without LMI

Founded by highly regarded industry experts

The team behind Wave Money includes highly experienced and well-known executives in the residential mortgage industry.

John Flavell, Founder and Managing Director

John is the Managing Director and Founder of Wave Money and brings more than 25 years’ experience in executive leadership and financial services.

Before founding Wave Money, John held various senior executive roles in the financial services and residential mortgage industry including CEO Mortgage Choice, Executive General Manager Wealth Advice NAB, General Manager NAB Broker, National Manager Franchise and Retail at Aussie Home Loans and State Manager (VIC) at RAMS.

Andrew Chick, Co-Founder and Treasurer

Andrew is the Co-Founder and Treasurer of Wave Money. He was formerly the CEO of The Royal Bank of Scotland (RBS), Australia and New Zealand having worked for the bank for 20 years in New York, London, and Sydney.

He has extensive experience in structured finance and the global debt capital markets, including the Australian RMBS sector.

Andrew is also a Councillor with the Australian British Chamber of Commerce and holds various board positions in the financial services and e-commerce sectors.

Wave Money Team

John Flavell

John Flavell
Managing Director & Founder

Andrew Chick

Andrew Chick
Director & Treasurer

David Berry

David Berry
Head of Credit & Operations

Tyler Peters

Tyler Peters
Head of Lending

Wendy Robertson

Wendy Robertson
Head of Marketing

David Jeffery
Senior Lending Manager

Jessica Ramirez

Jessica Ramirez
Senior Lending Manager

Adam Robson

Adam Robson
Senior Broker Relationship Manager (NSW, ACT, SA, WA)

Joe Denham

Joe Denham
Senior Broker Relationship Manager (QLD, NT)

Steven Marinucci
Senior Broker Relationship Manager (VIC, TAS)

Tetiana Kurtseva

Tetiana Kurtseva
Treasury Analyst 

Elaine Coyle

Elaine Coyle
Senior Lending Manager

Olivia Flavell

Olivia Flavell
Broker Activation Manager